Fees Applicable To All Accounts:                                                                                 Effective January 1, 2023                                                                   
Account Fees:                                                                                                                                                
Amount
New Member Fee
$1.00
Reopen or Close Account Fee (within 90 days)
$25.00
Online Banking/ Bill Pay
Free
Check Cashing Fee for Business Accounts (non members)
                                                            (members)
$2.00
Free
Check Withdrawn Fee (credit union checks 2 free per month)
$3.00
Stop Payment (credit union check)
$30.00
Copy of Monthly Statement (Computer)
$5.00
$7.00 Mailed
Fax Service: Sending or Receiving First Page
                   Incoming Each Additional Page
$5.00
$1.00
Photocopy (per copy)
$1.00
Domestic Wire Fee
$35.00
Incoming Wire Fee
$15.00
Visa Gift Cards
$5.00
Certificate of Deposit (early withdrawn)
$10.00+ one months interest
Charge Back Items (deposited or cashed)
$35.00 per item
Unclaimed Property
$50.00
Tax Levy, Garnishment, or Subpoena processing
$50.00
Notary Public (members only)
Free
Proof Of Funds Letter
$20.00
Loan Fees:
Late Payment (loans & Visa)
$35.00 Loans
$25.00 Visa
Short Term Loan Fee
$30.00
Title Lien Filing 
At Cost
Transaction Accounts:
*NSF (return draft or manual draft process)
$30.00
*NSF (computer generated transfer)
$30.00
Extended Overdraft Fee (after 5 days)
$10.00 Per Day
Share Draft Copy (per item)
$10.00
Share Draft (Checks) Ordered
At Cost
Stop Payment
$30.00
ATM/ DEBIT CARDS & ACH ITEMS
ACH (Computer generated transfer)
$30.00
*NSF ACH (return or manual process)
$30.00
*NSF Debit Card
$30.00
Debit Card (Computer generated transfer)
$30.00
Debit Card Replacement
$10.00
Debit Card Recovery Fee
$65.00
PIN Notification Mailer (per request)
$10.00
NOTICE: All fees are NON-REFUNDABLE except fees charged due to credit union error. Fees charged to merchant processing and/or merchant errors are NOT refundable and are the responsibility of the merchant. The Credit Union does not guarantee the order of payment which may affect the total fees charged.
*NSF- Non Sufficient Funds